YEAR-END DENTAL BENEFITS

Don’t let your 2026 dental benefits go to waste

Most dental insurance plans reset on January 1. Whatever you don’t use this year is gone for good.

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How dental benefits work

Most dental plans give you a yearly maximum, the most your insurance will pay toward your care in a calendar year. On January 1, that amount starts over, and so does your deductible. Unused benefits don’t roll over.

If you’ve already paid your deductible this year, finishing treatment before December 31 can mean a lower cost to you.

Good things to take care of before the year ends

  • Your cleaning and exam, if you haven’t had one in the last six months
  • A crown, filling or root canal your dentist already recommended
  • Periodontal (gum) treatment
  • A night guard for clenching or grinding
  • Teeth whitening, which you may be able to pay for with FSA or HSA funds

Have FSA money left?

Many flexible spending account balances also expire at the end of the year. Dental care is a common way to use them. Check your plan’s deadline, and ask us which treatments qualify.

We’ll check your benefits for you

Not sure how much coverage you have left? Give our Livermore office a call at (925) 449-7900, or mention it when you book. We’ll look up your remaining benefits before your visit.

December fills up fast

Openings go quickly near the end of the year. Book now to get a time that works for you.

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Coverage varies by insurance plan. We verify your benefits before treatment.